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20 Idea's To Be A $ Millionaire $ - That Cost You Nothing
you can make your money grow, even if you only have a little bit to start withsavings and investment.
Even if you have one of the highest paid jobs in the world, a steady pay-cheque is still the slowest way of getting rich. The fastest way to wealth is self_employment.
Learn to save
one of the biggest mistakes people can make is not to learn early on how to save properly. Saving is a habit, the earlier you get into that habit, the easier it will become.
Save to invest
you need to save to invest, rather than just saving for the sake of it. Of course you need to save for emergencies too, but keep your savings for investments separate.
Invest in low-cost index funds
investing is not only for the rich. You can start with small amounts
Invest in yourself
One of the best investments you can make is investing in yourself so that you can unlock that great potential within you. For example, there are plenty of free and easy courses available online , that will look amazing on your resume.
Surround yourself with talented people
the idea that you surround yourself with smart and talented people who share your vision. This way, you can pool your talents and build something bigger than what you would have built on your own.
Use other people’s money
asking other people for money to fund your projects , you’ll get plenty of people who say no, but you shouldn’t let that discourage you. After all, it only takes one yes.
Develop a plan
A great tip from millionaires, is to draw up a detailed budget and financial plan. This will help you know how much you have, how much you spend and where and how much you can save. Living according to a budget is one of the ways you can retire with millions.
Live below your means
living above your means is a huge mistake. Of course you can have nice things, but before you buy them, you need to think about how they will affect your financial plan.
Automate your finances
automating your finances is a smart way to save. It lets you focus on other things rather than worrying whether you’ve paid your bills. In addition, having money automatically go into a savings account forces you to save, rather than spending it on other things.
Focus on earning
saving alone won’t make you a millionaire. You need to increase your income. So, you need to focus on opportunities to earn more money.
Develop multiple streams of income
There are many ways to earn extra money. You can even earn money while you sleep.
Avoid debt that doesn’t make you money
you should avoid debt that won’t somehow make you money. For instance, only go into debt for a new car if having that car will increase your income.
Learn to think logically about money
rich people leave the emotion out of the way they think about money. They leave their fears about money behind and see it as an important tool instead: one that can present opportunities
Know how finances work
financial professionals don’t make the decisions for you, but they will explain why a certain decision will be a good or a bad one. However, financial planners cost's your money. learn how finances work so you can make your own informed decisions.
Get paid what you’re worth
what you earn today will dictate your future earning potential. So, you have to get paid what you’re worth. You need to look at the market rate for your job, but you also need to look at how additional skills can take you a step up the corporate ladder.
Learn how to become decisive
make decisions quickly and with confidence. take time to really think things through.
Buy on sale and in bulk
a good way to see an immediate return on your investment is to buy on sale and in bulk. you can do it for any consumables or reusables you can’t live without.
Set clear goals
setting clear goals for your money. You need to be realistic, but still think big. Once you have a clear vision of what you want, you can set in motion the actions you need to take to get there.
Reading is one of the reasons you’ll become a millionaire. The pace at which you read isn’t that important, what’s important is that you do. It’s something that many of the world’s richest people have in common.
entrepreneurs - inspirational dialogues and quotes from avengers movie which we learn for startup business
There was an idea, called the Avengers Initiative. The idea was to bring together a group of remarkable people, see if they could become something more. See if they could work together when we needed them to to fight the battles we never could -nick fury
The Avengers. It's what we call ourselves, sorta like a team. "Earth's Mightiest Heroes" type thing - Tony Stark
Team work - is more important even-though you're skilled . business needs different skill, ideas, knowledge from different people --------------------------------
Retry if you fail "Cause if we can't protect the Earth, you can be damn sure we'll avenge it" - tony stark Tony says this line with a lot of conviction, and it lets audiences know that the Avengers won’t stop trying to save the world, even if they mess up at first. This was definitely a line that fans will remember an…
Before you get started on bond investing, you should first be familiar with some of the terms that people commonly use when discussing bonds.
Here’s an explanation on four bond-related terms that you should understand before investing in them.
# 1 Maturity Period
Unlike stocks, bonds come with a maturity period. By definition, the maturity period is the lifespan of a bond, before it matures or expires. Some investors may also know it as the maturity date, which is the date when the bond matures, or tenor which is the amount of time left before the bond is repaid.
For example, a 10 year bond issued in 2018 will have a lifespan, or maturity period, of 10 years. In 2028, the principal sum borrowed by the bond issuer (the entity that issued the bond) will be repaid to the bondholders (individuals who lent the money). Once all payments, including interests, have been made, the bond is said to have matured.
Do note that some bonds have features that may affect its maturity period.
Admit it, you love supermarkets despite the fact that grocery shopping is boring .
If you want to learn how easy it is to manipulate a human, you go and visit a supermarket. They are vultures preying on our psychology and also earning money out of it. Don’t believe us? We noticed these 7 psychological tricks supermarkets play and we fall for it, every single time. #1 Shopping trolleys too big.
They go way too far with this one, honestly. Shopping trolleys were invented in 1938. Purposely built larger than what a family would need. The trolleys encourage you to buy more.
#2 Bakery products are sold at impulse
The smell of baked products is enough to make you hungry. The products are normally kept near the front desk. This makes you inclined to impulse purchases. #3 They exploit kids, literally.
They purposely place the cheapest products in the most bottom shelf, so that they are easy to ignore. The most expensive ones, however, are placed at the eye level of children i.e. 1.6 m above t…